AI-Assisted Verification for Student Loan Repayment Assistance
This system automatically checks the information that Canada Student Loan borrowers declare on their Repayment Assistance Plan (RAP) application against tax records held by the Canada Revenue Agency. Using pre-established business rules and risk-based sampling, it flags applications where declared income, family size, or marital status may not match CRA data and, if so, asks the borrower to provide supporting documentation before a final eligibility decision is made. Humans at the National Student Loans Service Centre review any flagged cases, and borrowers can request reconsideration or re-adjudication if they disagree with the outcome.
Sources for this disclosure
- AI registerRepayment Assistance Plan – Enhanced Verification Model — Canada Open Government AI Register
Employment and Social Development Canada, AIA Package ID d24ae2dd-8399-4b49-8441-3e0318aaf69a.
- Policy documentAlgorithmic Impact Assessment — RAP Enhanced Verification Model (RAP-EVM)
Employment and Social Development Canada, AIA v0.10.0, Implementation phase.
This disclosure was drafted with AI assistance.
Schema: ai@2026-05-06-beta