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AI-Assisted Verification for Student Loan Repayment Assistance

Accountable
Employment and Social Development Canada (ESDC)
Functional Modes
Deciding (Analytical AI)
Human decides
Purpose
Eligibility & Public Benefits
Input Dataset
Sensitive personal information Identifiable data
Algorithm or Model
Classification & Prediction
Output Dataset
A decision about you Identifiable data

This system automatically checks the information that Canada Student Loan borrowers declare on their Repayment Assistance Plan (RAP) application against tax records held by the Canada Revenue Agency. Using pre-established business rules and risk-based sampling, it flags applications where declared income, family size, or marital status may not match CRA data and, if so, asks the borrower to provide supporting documentation before a final eligibility decision is made. Humans at the National Student Loans Service Centre review any flagged cases, and borrowers can request reconsideration or re-adjudication if they disagree with the outcome.

Sources for this disclosure

This disclosure was drafted with AI assistance.

Schema: ai@2026-05-06-beta

Government of Canada – DTPR AI Register